At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, play and work here. Recently recognized as one of the Denver Posts Top Workplaces for 2022. Vectra Bank Colorado offers our customers, and our employees, the best of both worlds: a broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively to shape custom financial solutions for those raising a family or creating the next great local business. We are passionate about our business, and we are passionate about success.
At Vectra, we're committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships - not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care.
With benefits starting on day one, over 12 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless - come for a job, stay for a career.
Vectra Bank Colorado is excited to offer an opportunity as a Credit Analysis Team Lead for Private Banking to an experienced candidate in Denver, CO.
Manages Credit Analysts and/or Credit Analyst Team Lead and support staff, coordinating workflow to provide optimum efficiency and productivity and ensuring effective service quality standards are met.
Reviews and oversees final credit packages sent for approval to assure appropriate deal structure.
Functions as a senior liaison to Credit Administrators ensuring successful and effective underwriting and credit risk analysis/mitigation for all types of new and renewal of line of business loans at the direction of designated Line of Business Lenders and Credit Administrators.
May work on new and larger, more complex loans and relationships and provide back-up support to Credit Analysis only when deadlines are being compromised.
Consistently develops talent through the partnership with Line of Business Leaders, Learning & Development and Corporate Credit Administration to include providing consistent coaching and feedback to employees.
Proactively addresses performance management and continuously assesses success and opportunities.
Ensures compliance with established investor and regulatory guidelines.
Requires a Bachelors degree and 6+ years of credit/financial analysis, lending, underwriting or other directly related experience.
Management experience required.
Motivational, budgeting and project management experience preferred.
Advanced knowledge of commercial and construction loans, credit/financial analysis, lending, underwriting and ability to apply information to current role.
Exhibits an exceptional degree of ingenuity, creativity and resourcefulness in decision making and problem solving.
Ability to work with management, lending officers and staff.
Excellent communication skills, both verbal and written.
Ability to make sound decisions and recommendations.
Strong knowledge of key credit risk indicators and economic factors impacting credit quality.
Excellent management skills.
Salary (based upon experience): $85,000 - $105,000
Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE!
401(k) plan, competitive compensation in line with work experience
Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus, some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements)
Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within
Tuition Reimbursement for qualifying employees
Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices
Zions Bancorporation, N.A. is one of the nation's premier financial services companies with annual net revenue of $2.9 billion in 2021 and more than $90 billion of total assets. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The Bank is a consistent recipient of national and state-wide customer survey awards in small and middle-market banking, as well as a leader in public finance advisory services and Small Business Administration lending, ranking as the tenth largest provider in the U.S. of the SBA’s Paycheck Protection Program loans. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.