Job Duties: Vice President with Goldman Sachs Bank USA in New York, New York. Develop, implement, and maintain credit underwriting strategy for digital lending. Analyze data including traditional and alternative bureau, behavioral and macroeconomic data and use statistical tools and analytical techniques to generate insights and optimize credit decisions including accepting and declining pricing and credit line. Build and optimize existing customer management strategies to improve customer level profitability. Partner with Marketing, Finance and Operations teams to ensure appropriate execution of credit policy requirements. Analyze and evaluate potential vendor and data providers for incremental value in credit management strategies in a continuous improvement environment. Keep up to date