Reporting to the CEO the CRO will build and lead a highly collaborative and proactive risk function factoring in the complex technology environment
Develop/Manage the overall direction of risk management and risk activities within SME / Retail with a strong focus on analytics
Responsible in the setting of risk appetite, risk tolerance, and mitigation strategies
Keeping updated on latest technology changes such as data analytics and artificial intelligence that can be applied to risk management
Manage the development and implementation of risk management policies, including policies related to credit management, cyber security, customer due diligence, outsourcing / vendors, business continuity, fraud, contracts, operation and compliance
Provide Risk direction and expertise to CEO and Business management team through participation as a member or chair of risk and related committees
Establish & maintain strong, transparent relationships with auditors and regulators
We are looking for:
A strong preference will be for someone who has the expertise of setting up digital initiatives within banking from a risk perspective and experience in operational execution
At least 15 years of banking experience, within the Retail Banking and/or SME risk space
Experience in Retail and SME Credit and knowledge of its risks embedded and impact, experience in Decision making through data analytics
CFA, FRM and other professional qualifications preferred
Creativity and comfortable with 'blank sheet of paper' assignments
Strong interpersonal skills with an ability to effectively network within the industry and the overall business
Must have high ethical standards, credibility and a commitment to best practices
Strong leadership and management skills to successfully motivate, coach and develop team members
