Would you like to join a digital micro-lender who are building a product designed to make consumer credit more inclusive and affordable for those in society who need it most?
These guys have already provided funds of over £350 million to financially excluded communities and they have no plans of stopping there, hoping to grow tenfold and expand their global reach over the next 2 years with a high calibre team from the likes of JP Morgan, Soldo & Barclays.
As the successful Senior Python Developer you will be responsible for all things data, focusing on credit risk, fraud, and optimising customer outcomes. You'll monitor the portfolio, create risk models, and propose new product and pricing strategies to ensure that the business stays at the top of its game.
Some of what you'd be doing as the successful Senior Python Developer:
design, build and maintain our customer analysis, risk and profitability models (these are used to underwrite loans, combat fraud, set product pricing, segment customers, and predict portfolio performance);
analyse the performance of our statistical models and their associated business rules and propose how they should be set to achieve our risk-reward outcomes and profitability targets;
propose data-driven product changes to improve customer experience and company profitability, partnering with the Product and Engineering teams to implement your solutions in production;
coach and mentor less experienced developers impressing good practices and developing their skills
monitor the portfolio to identify trends and share performance updates and analysis; and
conduct ad hoc analysis to identify changes in portfolio performance, propose solutions, and evaluate their expected impact.
What you'll bring as the successful Senior Python Developer:
Excellent development experience on Python with a good working knowledge of SQL;
3+ years' experience in statistical or quantitative modelling;
confidence to extract insights from real-world datasets and to share your findings with management and investors; and
genuine interest in consumer finance, customer psychology and the challenges of lending responsibly in the UK and in emerging markets.
What you'll get in return:
a competitive salary
flexible work arrangements
private health care
enrolment in our pension scheme
a fantastic office in the centre of London
free tea, coffee and snacks
regular team lunches
the chance to help shape the company as we continue to grow and expand
Position: Senior Python Developer
Location: Central London
Salary: £80,000 - £90,000 base + the benefits above