Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks. We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions. In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank. To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure.
Apply analytics and data mining techniques using credit data and alternative data sources to monitor and analyse portfolio performance as well as dimension risk vs. reward balance on a regular basis.
Validate and identify opportunities for optimizing acquisition and portfolio management policies through portfolio performance analysis.
Analyse portfolio performance to assess risks and opportunities to maximize product profitability.
Conduct portfolio stress testing to establish portfolio risk tolerance.
Establish credit methodology to derive customer level income and max indicative secured credit limit using banking and credit bureau data.
Facilitate and perform regular and ad-hoc credit portfolio quality review.
Support formulation of sound credit policy that is in line with the bank strategy and its existing credit assets.
Identify opportunities/ gaps to improve data quality and existing reporting processes
Provide UAT support for any system migration or enhancement to ensure successful implementation.
Degree holder, preferably in risk management/ quantitative discipline.
At least 3 years of relevant experience in financial sector.
Relevant working experience in statistics, data analytics and/ or project management.
Knowledge of SAS, R and/ or Python programming with strong command of Microsoft Office.
Good understanding and knowledge of credit cycle management in a consumer credit environment preferred.
Team-player with good inter-personal, communication & writing skills.
Meticulous with strong analytical and problem-solving skills.
Seek to understand stakeholder's point of view and find win-win solution.
Motivated and self-driven.
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
Internal Number: 6127614
About DBS Bank Limited
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