About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.
We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.
The Role Responsibilities Purpose of the Job:
Evaluate credit applications using quantitative and qualitative analysis according to pre-defined process and DOI, including data integrity check, documentation verification, site visit report evaluation and credit policy compliance check.
Ensure compliance to the approval procedures, credit standards, and local regulations
Approve credit application under designated lending authority (subject to CSA test and other credit course completion);
Training and coaching the team to improve overall credit experience and knowledge
Evaluate/Approve BWC credit applications based on in-depth analysis of customer's biz model, group structure and thorough understanding of customer's industry, operating cycles, and other relevant factors;
Evaluate credit applications according to credit risk polices and local regulations, and use relevant data-driven decision tools effectively;
Assist in training of the Approver/CA to improve risk awareness and credit assessment skills from corporate lending approach;
Maintain smooth communication with Front line, Key stakeholders, vendor, etc;
Take initiatives on BWC process/policy simplification as well as digitalization if any
Support other administration works as assigned . Other Requirements:
Comply with code of conduct, all laws, regulations, policies, and procedures issued by the regulatory units and the Bank
Complete CSA within 2 months after joining, complete all assigned compliance trainings, e-learning etc.
Adhere to risk and compliance requirements in day-to-day responsibilities including timely submission of reports and related documents
Adhere to delegated authority or else escalate
Seek clarification in case of doubt
Know your customer
Prior Experience / Knowledge Required:
Bachelor degree or above, preferably in Business Administration, Finance, Accounting or Banking 10+ working experience in corporate banking either in front line, credit underwriting or risk control function 5+ year underwriting experience in Corporate or SME lending Qualification in Accounting (e.g. CPA, ACCA) is a strong plus; Independent and detailed analytical mind Good communication skill Mature, hard working, enthusiastic, dedicated, and goal oriented; and ability to work under high pressure and self motivated Good command of written/oral English and Mandarin Good PC skills in particular Excel
Apply now to join the Bank for those with big career ambitions.
Internal Number: 5877863
About Standard Chartered Bank
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